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IT'S ABOUT TIME....TO MAKE YOUR LIFE EASIER!
Free Basic Checking Accounts
- $50.00 Minimum Initial Deposit
- No Minimum Balance Required After Initial Deposit
- No Monthly Service Charge
- Unlimited Check Writing
- No Per Check Fee
REWARDS Checking Accounts
- $50.00 Minimum Initial Deposit
- No Monthly Service Charge
- No Minimum Balance required after initial deposit
- Unlimited Check Writing
- No Per Check Fee
In order to receive the qualifying rate, we ask that you meet the following monthly qualifications:
- Have at least 12 debit card transactions post and clear per qualification period
- Have at least one Direct Deposit, or ACH Auto Debit, or Bill Pay post and clear per qualification cycle
- Access Online Banking
- Receive Monthly eStatements
If your daily balance is $10,000.00 or less, and the above qualifications are met, you will receive the maximum qualifying rate. If the qualifications are met and your daily balance exceeds $10,000.00, you will receive the maximum qualifying rate on your funds up to $10,000.00 and an above the cap rate on your funds over $10,000.00. If the qualifications are not met during the monthly cycle, you will still qualify for a base rate and will have the chance to qualify again during the next month.
Open Yours Today!
Click here for current Qualification Periods for Rewards Checking
Please contact a CSE Member Service Representative for more information.
When opening your new CSE Checking Account, ask about these convenient services:
Make the switch today by using your CSE Movers & Checkers Switch kit. Your switch kit helps make the transition to CSE Checking as easy as 1, 2, 3.
- Switch over your Direct Deposits.
- Switch over your Automatic Payments.
- Switch and close down your current Checking Account.
Already have a CHECKING ACCOUNT? Need to RE-ORDER your checks?
Need HELP with finances? Check out Home & Family Finance Resources. Get the latest information on how to tackle the current economic hardships you may be facing. Need help on reconciling your checkbook? Click here for more information.
| To report your VISA Debit and/or ATM card lost or stolen, phone CaSEy direct (337)625.4245 select option 5, or contact a CSE representative during normal business hours. |
Overdraft Protection
Protect your checking account with the available money in your share savings accounts. Transfer funds automatically from any of your designated share savings accounts to cover insufficient funds. The amount automatically transferred will be in increments of $50, with a $5 transfer fee for each processing.
Overdraft Privilege (ODP)
ODP is an added privilege that provides eligible members with the security of knowing their overdraft may be paid up to a total limit of $500, including fees charged by CSE Federal Credit Union. ODP may be available after 30 days of checking account activity and activated after other protections have been exhausted. A $20 fee will be charged for every overdrawn check that is paid. Checks will be returned to payee once the overdraft limit is depleted. For more details, see CSE FCU's Overdraft Privilege Policy for eligibility requirements.
NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a ‘‘noninterest-bearing transaction account’’ are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term ‘‘noninterest-bearing transaction account’’ includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (‘‘NOW’’) account, moneymarket deposit account, and Interest on Lawyers Trust Account (‘‘IOLTA’’), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.
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