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CHECK WITH YOUR CREDIT UNION FIRST!
Make sure you call the credit union to inquire about a car loan before you finance a new car with a car dealer. There are many times where a car loan at the credit union will be better for you in the long run even though the interest rate from the dealer is lower than the credit union's.
Also don't forget that if you have already financed a new vehicle with another financial institution, you can apply to have your vehicle loan refinanced at the credit union with our new car rate. This policy also is true for boats, motor homes, mobile homes, and travel trailers. Many program cars qualify as new vehicles at the credit union. If the car is a current or previous year model with less than 40,000 miles, you can finance it at the new car rate.
Please check with the credit union before you lease a vehicle. There are many instances where a lease is not advantageous to you. Call the credit union and we can explain.
See Rates
If you are looking to purchase a new car-you are going to be shopping for insurance right? Don't worry CSE FCU has you covered with several different types of insurance for your new purchase. Please take a look at our GAP (Guaranteed Asset Protection) and our MRC (Mechanical Repair Coverage) and if this is something that you are interested in please contact a CSE Lender at 337.477.2000 for additional information.
GAP (Guaranteed Asset Protection)
Click here for additional information
MRC (Mechanical Repair Coverage)
Click here for additional information
Announcing Updated Insurance Tracking Process
CSE is always looking for ways to improve our service and operational efficiency, which is why we recently implemented an updated insurance tracking process for our loan collateral. Our loan agreement requires that loan collateral is continuously insured against physical damage losses during the entire term of the loan.
As part of the transition, an audit on all loan collateral was conducted. If you receive a notice regarding current proof of insurance for your collateral, please take a moment to provide us with your current policy declarations.
Please assist us in updating your insurance information by responding to those request. You can provide your insurance declaration by mail, fax, or internet:
CSE Federal Credit Union c/o State National, P O Box 924354 Fort Worth, Tx, 76124 (FAX) 1-877-560-6827 or www.MyLoanInsurance.com
Toll-Free Phone 1-877-905-4172 - 24 hour service.
Please note we are unable to accept an insurance ID card, as it does not contain all the required information. To help us process your insurance in a timely manner, please refer to the following primary insurance requirements:
- Continuous insurance coverage with no lapses
- CSE Federal Credit Union named as lien holder or loss payee
- Comprehensive and collision coverage (or physical damage) with deductibles not greater than $1,000.00
- No excluded drivers
Thank you in advance for your cooperation and prompt response. Please contact a CSE Lender if you have any questions.
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