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In addition to our Auto, Mortgage, and Home Equity Line of Credit, CSE offers consumer loans to a wide range of needs. You'll find our rates and terms very competitive to finance all of the following:
- Signature Loans
- New and Used Boats, Motors, Trailers and Personal Watercraft
- New and Used Motorcycles
- New Household Appliances (requires serial numbers)
- New Farm, Garden, and Lawn Equipment (requires serial numbers)
- New Handicapped Equipment (requires serial numbers)
Share Savings or Share Certificate Loans:
In addition, you can also use your CSE FCU savings account or share certificate as collateral for a loan. In this way you get a low rate and great terms, and once your loan is repaid your savings balance is still there. These savings secured and certificate secured loans are also a great way to establish a credit rating. Please note that IRA certificates cannot be used as loan collateral.
Free Credit Report:
Good news! Under the Fair and Accurate Credit Transactions Act (FACT Act) you can now request and obtain a free credit report once every 12 months from each of the three major consumer credit reporting companies.
For your convenience, Equifax, Experian and TransUnion have created the website www.AnnualCreditReport.com where you can make one request and receive all three reports (one from each company). There are other websites that may offer free credit reports, however this is the only site that is authorized by Equifax, Experian and TransUnion.
The three credit reports can also be requested by calling 1-877-3622-8228, or by completing and mailing an Annual Credit Report Request Form to: Annual Credit Report Request Service, P. O. Box 105281, Atlanta, GA 30348-5281.
This is a great service that may help detect fraudulent use of your credit and/or your identity. Be sure to take advantage of this free service and share it with family and friends.
Apply for a loan now!
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