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Overdraft Protection - Protect your checking account with the available money in your share savings accounts. Transfer funds automatically from any of your designated share savings accounts to cover insufficient funds. ***
Overdraft Privilege - ODP is an added privilege that provides eligible members with the security of knowing their overdrafts may be paid up to a total of $500, saving them the embarrassment, expense and inconvenience of having a check returned due to insufficient funds. ODP may be available after 30 days of checking account activity and activated after other protections have been exhausted. **click here to view
Ways to Help You Manage Money
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Quick Links and Helpful Books
www.mapping-your-future.org/features/dmtensteps.htm
www.quicken.com/saving/debt
www.nfcc.org
The Millionaire Next Door: The Surprising Secrets of America's Wealthy
How to Get Out of Debt, Stay Out of Debt and Live Prosperously
Credit Card Debt: Reduce Your Financial Burden in Three Easy Steps
Slash Your Debt - Save Money and Secure Your Future
9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying
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** Payments made on behalf of members are at the discretion of CSE FCU, and members are responsible for re-paying the credit union. This is not a contractual agreement, nor is it a loan, and the privilege may be withdrawn at any time. For more details, see CSE FCU Discretionary Overdraft Privilege Policy for eligibility requirements. The Overdraft Privilege limit is $500, including fees charged by CSE FCU. A $20 fee will be charged for every overdrawn check that is paid. Checks will be returned to payee once the overdraft privilege limit is depleted.
*** A fee of $5.00 will be incurred for overdraft protection if a transfer is needed to be made from savings to cover insufficient funds.
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