Overdraft Protection - Protect your checking account with the available money in your share savings accounts. Transfer funds automatically from any of your designated share savings accounts to cover insufficient funds. ***

Overdraft Privilege - ODP is an added privilege that provides eligible members with the security of knowing their overdrafts may be paid up to a total of $500, saving them the embarrassment, expense and inconvenience of having a check returned due to insufficient funds. ODP may be available after 30 days of checking account activity and activated after other protections have been exhausted. **click here to view

Ways to Help You Manage Money

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** Payments made on behalf of members are at the discretion of CSE FCU, and members are responsible for re-paying the credit union. This is not a contractual agreement, nor is it a loan, and the privilege may be withdrawn at any time. For more details, see CSE FCU Discretionary Overdraft Privilege Policy for eligibility requirements. The Overdraft Privilege limit is $500, including fees charged by CSE FCU. A $20 fee will be charged for every overdrawn check that is paid. Checks will be returned to payee once the overdraft privilege limit is depleted.

*** A fee of $5.00 will be incurred for overdraft protection if a transfer is needed to be made from savings to cover insufficient funds.