Why Join a Credit Union?
CSE is locally owned and operated by people in this community. So that accountability factor is great.
Great Financial Services
Credit unions provide a place for members to save and get loans at reasonable rates. Other services vary by the credit union are tailored to meet members’ needs. As a member, you get to say what’s important to you. Services include:
• Credit cards with low or no annual fees and low-interest rates
• Direct deposits, cable and wire deposits
• Financial education and counseling services
• High-interest rates on savings accounts, CDs and money market accounts
• Investment services
• Low-cost or free checking with low or no minimum balance requirements
• Low-interest rates on mortgages, vehicle loans, and other consumer loans
• Notary services
• Online banking
Credit unions consistently earn higher customer satisfaction ratings when compared to banks, because of the high quality service and superior personal attention we give to members. In fact, credit unions ranked highest for service in a Gallup study commissioned by American Banker magazine.
Credit unions employ knowledgeable member service representatives who will work with you to make your financial transactions as easy and convenient as possible and help you achieve your financial goals.
Better Rates and Lower Fees
Because there are no shareholders to keep happy credit unions pass any profit made directly back to members. In return offer, on average, better rates and lower fees. In fact, credit unions typically offer higher rates on savings and certificates and much lower rates on loans. That’s because all profits come back to the members, not to a board of directors.
Your money is safe and secure. Your savings are insured up to $250,000 by the NCUA.
For more information stop by any CSE branch or call 337.477.2000 and speak with a representative today!