Making Work Pay

To our kids, school might mean endless classes and piles of homework and tests. But for adults, advancing our education often means a higher salary.  

This month’s goal: Teach your kids that an advanced education and any time spent learning new skills or perfecting old ones increases a person’s marketability and earning potential. 

Pointers to cover: 

  • Employers pay more for advanced degrees.
  • Many professions require an advanced level of education.
  • Learning is an investment in your future.

Conversation starters:

For kids under age 9:

  • What are some things you’ve learned in school that you’ve used at home?
  • Do you know what you want to do for a living when you grow up?
  • Would you rather spend more time in college if it means making more money afterward?

For kids over age 9:

  • Why do you think employers pay more for workers with advanced degrees?
  • Would you rather spend another 10 years in college if it meant you’d be earning double the salary, but would owe at least $100,000 in student loans? Explain your answer.
  • Is it always worth it to pursue higher levels of education?
  • What are some things you can do today that can help you excel when in college?


At CSE, we know the value of teaching  financial skills through experience.  Our Teen Checking includes a CSE debit card, online banking, and mobile banking to give teens everyday money management responsibility.  As with all of our members, financial education always plays a major part with helping the member manage their account. Learn more about our Teen Checking Account here.