At CSE, we know that buying a home can be exciting, and a little intimidating. Whether you’re ready for your first home, moving to a new home, or refinancing your current home, you’ll receive expert assistance to guide you through the entire process.

If you are ready to open the doors to homeownership, you can click the “Apply Now” button below.

And if you have a particular lender you want to work with, you can click the “Choose Lender” button.

Couple picking out paint colors

New Home

We’ll help you make your move.

  • Up to 85% financing for your primary residence or secondary residence (15% down payment)**
  • Terms up to 20 years, depending on loan amount**
  • Fixed rate for the entire term
  • Mobile home with land are acceptable
  • PLUS, CSE will save you money with a flat origination fee

    • **For example, a 20-year loan with an interest rate of 6.20% with a 6.34% APR would require a monthly payment of $728.02 per $100,000 borrowed.

New lot land

Refinance

Love your current home and looking for ways to save money?

  • Talk with us about refinancing your mortgage from another lender
  • CSE will finance 85% of the appraised value less the balance of your 1st mortgage
  • Enjoy the same features and benefits as a new purchase loan
New construction build

Interim Construction

Ready to build your dream home? Need more space? Got big plans?

CSE makes it easy to go from construction to move-in day. Let CSE simplify your building process.

  • Low origination fees
  • Flexible draw process
  • Convert to a fixed-rate mortgage loan
Free Checking

Tap into the Equity of Your Home

Home Equity Loan

  • Fixed interest rate with predictable payments
  • The entire loan amount is dispersed at once, giving immediate access to the funds
  • A great option for significant purchases such as land, other personal expenses or even debt consolidation

HELOC

  • CSE will finance 85% of the appraised home value less the balance of your 1st mortgage
  • Interest is only charged on the amount borrowed, not the entire credit line
  • Flexibility of a HELOC allows borrowers to reuse the funds multiple times during the draw period without applying for a new loan
Free Checking

Land Financing

Get your dream property!

  • Up to 85% financing
  • Terms up to 20 years, depending on loan amount*
  • Fixed rate for the entire term
  • Flat origination fee
  • Purchase or refinance options available

Closing costs and restrictions may apply. Credit is subject to approval. Membership and Eligibility Required. NMLS #410998