Buying A Home Is One of Life’s Biggest Milestones

CSE is here to help make it even more rewarding. Enjoy $800 off your closing costs on a qualifying mortgage financed with CSE between May 1 and December 31*. With competitive rates and a team that puts your goals first, we’re committed to making homeownership as affordable and stress-free as possible.

How does it work?

Just apply online for a qualifying mortgage and the credit will be applied upon closing!

What Types of Loans Qualify?

New Conventional Mortgage

With a low down payment, flexible terms and a fixed rate, this home loan is a great option for first-time homebuyers. Apply online today! Still have questions? Contact one of our local Real Estate lenders!

  • Down payment as low as 3.00%

  • Flexible financing terms

  • Fixed rate for the entire term

  • Private Mortgage insurance (PMI) removal when certain conditions are met*

*Some restrictions may apply

Refinanced Conventional Mortgage

Love your current home and looking for ways to save money?

  • Talk with us about refinancing your mortgage from another lender

  • Flexible financing terms

  • Enjoy the same features and benefits as a new purchase loan

*Some restrictions may apply

Why Choose CSE for Your Mortgage?

  • $800 lender credit to lower your closing costs.

  • Flexible loan terms to fit your financial goals.

  • Competitive mortgage rates designed to save you money.

  • Local service and personalized support every step of the way.

  • Simple application process with guidance from our team.

Whether you’re buying your first home or refinancing, this special offer helps put money back in your pocket while securing a mortgage that works for you.

Act Now – Offer Ends December 31!

Still have questions about CSE's real estate loans? Contact one of our local Real Estate Lenders!

Frequently Asked Questions

How can I get $800 off closing costs with CSE?

You can receive $800 off your closing costs by applying for and closing on a qualifying mortgage with CSE between May 1 and December 31, 2026. The credit is applied as a lender credit at closing.


Do I need to meet specific requirements to qualify for the $800 mortgage credit?

Yes. Application must be made during the promotional period and meet underwriting guidelines. Membership eligibility is also required.


Is the $800 credit applied upfront or after closing?

The $800 incentive is applied as a lender credit at the time of closing, reducing your out-of-pocket costs.


What types of home loans qualify for this offer?

The $800 Closer to Home promotion is available for both New and Refinanced Conventional Mortgage Loans.


Can I refinance my current mortgage with CSE and still qualify for the offer?

Yes, refinancing may qualify depending on the loan type and eligibility requirements. Contact a CSE lender for details specific to your situation.

 
*Offer available May 1 - December 31, 2026. Must be a conventional loan (Home Purchases and Home Refinances only). Loan must close to receive the incentive. Will be paid by a Lender Credit at Closing. Subject to credit approval. Some restrictions may apply. Membership and Eligibility Required. NMLS #410998. CSE is an Equal Housing Opportunity lender.
 

Simplifying the Home Buying Process for CSE Members

What Mortgage Can I Afford?

The Importance of a Good Real Estate Agent