CSE Business Line of Credit
Flexible Funding, Whenever Your Business Needs It.
Why Choose a Business Line of Credit from CSE?
Flexible Access to Funds: Draw funds as needed and repay on your schedule.
Revolving Credit: Reuse your credit line after repayment without reapplying.
Competitive Rates: Affordable borrowing to keep your business moving forward.
Local Decisions & Support: Work with lenders who understand the Southwest Louisiana business community.
| Secured Line of Credit | Unsecured Line of Credit | Working Capital Line | |
|---|---|---|---|
| Collateral Required | Yes (business assets) | No | Sometimes (varies by approval) |
| Typical Credit Limit | Higher | Lower | Varies |
| Interest Rate | Lower | Higher | Competitive |
| Best For | Short-term needs with collateral backing | Short-term needs without collateral | Covering day-to-day operating expenses |
| Repayment | Revolving - use, repay, and reuse | Revolving - use, repay, and reuse | Revolving - use, repay, and reuse |
| Common Uses | Purchasing inventory to resell, bridging cash flow until receivables are paid | Smaller inventory orders, emergency expenses | Payroll, seasonal inventory, short-term cash flow |
How Businesses Use a Line of Credit
Purchase inventory or supplies
Manage seasonal fluctuations in cash flow
Cover unexpected expenses or repairs
Fund short-term projects
Seize time-sensitive opportunities
How It Works
Apply Online – Submit your application anytime.
Approval & Setup – We’ll determine your credit limit and terms.
Draw Funds When Needed – Access your credit line within your draw period.