Home Equity Loan Options
Did you know that your home might be full of cash? With CSE’s home equity options, you can tap into the equity in your home for a loan that suits your needs!
Home Equity Options
| HELOC | Home Equity Loan | |
|---|---|---|
| Great For |
|
|
| How it Works | Only draw what you need. Works like a credit card, allowing you to reuse funds multiple times during the draw period without applying for a new loan | The entire loan is disbursed at once, giving you immediate access to funds |
| Rates | Variable Rate. Contact our Real Estate team for an estimate. | Fixed Rate. Contact our Real Estate team for an estimate. |
| Benefits | Interest is only charged on the amount borrowed, not the entire credit line. | Fixed interest rate with predictable payments |
HELOC
CSE’s Home Equity Line of Credit (HELOC) offers a convenient and flexible way to access the equity in your home. These funds can be used for a variety of financial needs, including:
Home Renovations
Education Costs
Unexpected Expenses
Benefit from lower interest rates compared to credit cards and other unsecured debts and enjoy flexibility in the use of your funds. Plus, with easy access through CSE Online or the CSE MOBiLE app, managing your finances has never been easier. Click below to start your application online today!
Home Equity Loan
Our Home Equity Loan is a convenient option when you need funds for:
Large Purchases (such as property)
Debt Consolidation
With this loan, the full amount is disbursed upfront, giving you immediate access to your funds. You’ll also enjoy:
Fixed Interest Rate
Predictable Monthly Payments
A Home Equity Loan makes it simple to plan ahead and stay on top of your budget.
All loans subject to approval.