Apply for a Boat Loan

Boat Loans

Your adventure starts here.

Whether you’re cruising the open water, fishing your favorite spot, or chasing thrills on the waves, CSE is here to help you finance the boat or recreational watercraft that fits your lifestyle.

What We Finance

  • Sailboats 

  • Motorboats 

  • Fishing Boats 

  • Pontoon Boats

  • Yachts 

  • Jet Ski 

  • Snowmobiles

  • Wave-Runners

Why Choose CSE for Your Boat Loan?

  • Reduced rates with relationship pricing

  • Flexible terms that fit your budget

  • Local service from people who understand your needs

Last Declaration Date: June 24, 2025

New Boat, Motor, & Trailer

New Boat Motor & Trailer
Terms APR* Limits Monthly Payment per $1,000 Borrowed
Up to 60 Months 8.75% - 13.75% Maximum term for loans up to $20,000 is 60 months $20.64 - $23.14
Up to 84 Months 9.00% - 14.00% Loan amount is $20,001 or greater $16.09 - $18.75
Up to 120 Months 9.25% - 14.25% Loan amount is $30,001 or greater $12.81 - $15.68

Used Boat, Motor, & Trailer

Used Boat Motor & Trailer
Terms APR* Limits Monthly Payment per $1,000 Borrowed
Up to 48 Months 9.75% - 14.75% Maximum term for loans up to $10,000 is 48 months $25.25 - $27.71
Up to 60 Months 10.00% - 15.00% Loan amount is $10,001 or greater $21.25 - $23.79
Up to 72 Months 10.25% - 15.25% Loan amount is $20,001 or greater $18.66 - $21.29