Comparison

Types of home financing
Conventional Mortgage Federal Housing Administration (FHA) Loan Rural Development Veterans Affairs (VA) Loan
Purpose

Purchase, refinance, renovation or construction.

Purchase or refinance

Purchase, refinance, construction. Some restrictions may apply.

Purchase and refinance. Exclusively for veterans and active military
Down Payment

As low as 3.00%

As low as 3.50%

None

None
Mortgage Insurance

May be required

Required

No mortgage insurance required, monthly funding fee applies

None
Benefits

  • Fixed rate for the entire term
  • Flexible terms

  • Low down payment
  • No income limits or location restrictions

  • No down payment
  • Competitive interest rates

  • No down payment
  • Competitive interest rates
  • No mortgage insurance required
Apply for a Mortgage

Conventional Mortgage

With a low down payment, flexible terms and a fixed rate, this home loan is a great option for first-time homebuyers. Apply online today! Still have questions? Contact one of our local Real Estate lenders!

  • Down payment as low as 3.00%

  • Flexible financing terms

  • Fixed rate for the entire term

  • Private Mortgage insurance (PMI) removal when certain conditions are met*

*Some restrictions may apply
Apply for a Conventional Loan
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Federal Housing Administration (FHA) Loan

Want a more flexible finance option? We offer a low down payment, no income limits or location restrictions, and versatile options for both purchasing and refinancing with a FHA loan!

  • 3.50% minimum down payment

  • No income limits or location restrictions

  • Purchase and refinance options available

Apply for an FHA Loan
Contact a Lender

Rural Development

Looking to settle in a rural area? With a zero down payment, competitive interest rates, and both purchase and refinance options, you can make your dream of rural living a reality.

  • Zero down payment

  • Purchase and refinance options available

  • Competitive interest rates

Apply for a USDA Loan
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Veterans Affairs (VA) Loan

Are you a veteran or active military? If so, take advantage of zero down payment, no mortgage insurance, and competitive interest rates with a loan to say thank you for your service!

  • Zero down payment

  • No mortgage insurance

  • Competitive interest rates

Apply for a VA Loan
Contact a Lender

Refinance

Love your current home and looking for ways to save money?

  • Talk with us about refinancing your mortgage from another lender

  • Flexible financing terms

  • Enjoy the same features and benefits as a new purchase loan

Apply to Refinance
Contact a Lender
Closing costs and restrictions may apply. Credit is subject to approval. Membership and Eligibility Required. NMLS #410998
All loans subject to approval.
Loans may include a funding fee, which may be financed up to the maximum allowed loan amount.
CSE has no affiliation with the U.S. Department of Veterans Affairs or any other government agency