Visa Interest Rates and Charges
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases Visa BlueRoof Business Rewards
16.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers Visa BlueRoof Business Rewards
16.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Cash Advances Visa BlueRoof Business Rewards
16.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Penalty APR and When it Applies Visa BlueRoof Business Rewards: None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Visa Fees
Fees Amount
Annual Fee None
Transaction Fees
Balance Transfer Fee - Visa BlueRoof Business Rewards
Cash Advance Fee
Foreign Transaction Fee
None
2.00% of the amount of each cash advance
None
Penalty Fees
Late Payment Fee
Over-the-Credit Limit Fee
Returned Payment Fee
Up to $35.00
None
Up to $35.00
 

How We Will Calculate Your Balance:

We use a method called "average daily balance (including new purchases)."

Effective Date:

The information about the costs of the card described in this application is accurate as of: December 11, 2025

This information may have changed after that date. To find out what may have changed, contact the Credit Union.

CSE Federal Credit Union

4321 Nelson Road

Lake Charles, LA 70605

Call Toll Free at (800) 625-5747

Other Fees & Disclosures

Late Payment Fee:

$35.00 or the amount of the required minimum payment, whichever is less, if you are 15 or more days late in making a payment.

Balance Transfer Fee (Finance Charge) - BlueRoof Business Rewards Credit card:

None.

Cash Advance Fee (Finance Charge):

2.00% of each cash advance.

Returned Payment Fee:

$35.00 or the amount of the required minimum payment, whichever is less.

Card Replacement Fee:

$8.00

Document Copy Fee:

$5.00

Rush Fee:

$50.00

Statement Copy Fee:

$10.00