Which credit card is right for you?

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What they are great for
	
			Classic
            Rewards
            Element
		
          Great For 
        
			Everyday credit card use
            
			Everyday credit card use + earning great rewards!
          
			Rebuilding credit for those with a less-than-perfect history
                      
      Rates
      Intro rate of 1.99% APR* for six months followed by a variable APR of 13.24% to 16.00%
            
            Intro rate of 2.99% APR* for six months followed by a variable APR of 15.24% to 16.00%
            
        16.00% APR*
        
      Annual Fees

      None
          
       None
      
        None
        
      Benefits

      No balance transfer fees. 25 day interest-free grace period on all purchases. Free online statements
    
      Earn 1 point per every $1 spent on qualifying purchases to use on cash back, airfare, merchant gift cards and more through uChoose!
      
        No credit check necessary, or minimum credit score required for approval. Secured by a shared deposit, some restrictions apply.

BlueRoof Solutions®

Credit Cards give you access to the following benefits:

No Annual Fee!
No Balance Transfer Fee on BlueRoof Classic®, BlueRoof Rewards® or BlueRoof Business cards
Enjoy a 25-day interest-free grace period on all purchases
Free online statements
24/7 Fraud Monitoring service with text alerts
24/7 Member Service for credit cards – 855.574.1506
24/7 dispute line for Members – 855.739.0891

Consumer Credit Card Agreement

Interest Rates and Interest Charges

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Fees

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Other Fees & Disclosures

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uChoose Rewards®

We’ve partnered with uChoose Rewards®, which offers perks with everyday purchases, to make your life more rewarding. Simply open a BlueRoof Rewards® Credit Card and start to earn points redeemable for everything from getaways to goodies at your favorite retailers.

Earn Points
You can earn 1 point for every $1 by making qualifying purchases using your CSE Rewards Credit Card.

Shop Smart
Shop at retailers participating in the program, either in-store or online, to earn additional points.

Reap the Rewards
Redeem points for products, travel, event tickets, merchant gift cards, and much, much more!

Redeem Points

What is UChoose Rewards®?

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How do I earn points?

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Where can I earn points?

When can I redeem my points?

Can I share points with family members?

What can I redeem my points for?

Where can I view my point activity?

What if I shopped at a participating retailer, but my points aren’t showing up?

How much does it cost to participate?

What if I have another question?

Vehicle Loan Rates

Rates current as of 07/20/2025

  
      Model
      Term
      APR* as low as
    
      New (24 or 23 only)
      up to 84 mo
      8.00%
    
      2024, 2023, 2022
      up to 75 mo
      8.50%
    
      2021, 2020
      up to 66 mo
      8.50%
    
      2019, 2018
      up to 60 mo
      8.50%
    
      2017, 2016
      up to 48 mo
      8.50%
    
      2015, 2014
      up to 36 mo
      8.50%

Credit Cards