Which Credit Card is Right For You?

BlueRoof Solutions has you covered with a credit card that suits your needs! With amazing benefits, competitive rates and non-existent fees, there’s a BlueRoof card for everyone!

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What they are great for
	
			Classic
            Rewards
            Element
		
          Great For 
        
			Everyday credit card use
            
			Everyday credit card use + earning great rewards!
          
			Rebuilding credit for those with a less-than-perfect history
                      
      Rates
      Intro rate of 1.99% APR* for six months followed by a variable APR of 13.24% to 16.00%
            
            Intro rate of 2.99% APR* for six months followed by a variable APR of 15.24% to 16.00%
            
        16.00% APR*
        
      Annual Fees

      None
          
       None
      
        None
        
      Benefits

      No balance transfer fees. 25 day interest-free grace period on all purchases. Free online statements
    
      Earn 1 point per every $1 spent on qualifying purchases to use on cash back, airfare, merchant gift cards and more through uChoose!
      
        No credit check necessary, or minimum credit score required for approval. Secured by a shared deposit, some restrictions apply.

Get Paid up to 2 Days Early with Direct Deposit!

At CSE, we’re committed to setting our members up for financial success. That’s why we’re proud to offer Early Pay, a program that allows members with eligible direct deposits* to access their paycheck up to two days earlier!

Get your money faster

Get paid up to 2 business days early!*

Works for more than paychecks

You can set up direct deposit for Social Security checks, pension checks, and more!

Safe and secure

You won’t have to worry about paper paychecks getting lost in the mail or stolen with direct deposit!

How to enroll

If you have direct deposit set up with us and your deposit is eligible*, you’re automatically enrolled in Early Pay. No extra steps are needed—just enjoy getting paid early and gain more flexibility in managing your finances.

uChoose Rewards®

We’ve partnered with uChoose Rewards®, which offers perks with everyday purchases, to make your life more rewarding. Simply open a BlueRoof Rewards® Credit Card and start to earn points redeemable for everything from getaways to goodies at your favorite retailers.

Earn Points
You can earn 1 point for every $1 by making qualifying purchases using your CSE Rewards Credit Card.

Shop Smart
Shop at retailers participating in the program, either in-store or online, to earn additional points.

Reap the Rewards
Redeem points for products, travel, event tickets, merchant gift cards, and much, much more!

Redeem Points

What is UChoose Rewards®?

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How do I earn points?

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Where can I earn points?

When can I redeem my points?

Can I share points with family members?

What can I redeem my points for?

Where can I view my point activity?

What if I shopped at a participating retailer, but my points aren’t showing up?

How much does it cost to participate?

What if I have another question?

Vehicle Loan Rates

Rates current as of 07/20/2025

  
      Model
      Term
      APR* as low as
    
      New (24 or 23 only)
      up to 84 mo
      8.00%
    
      2024, 2023, 2022
      up to 75 mo
      8.50%
    
      2021, 2020
      up to 66 mo
      8.50%
    
      2019, 2018
      up to 60 mo
      8.50%
    
      2017, 2016
      up to 48 mo
      8.50%
    
      2015, 2014
      up to 36 mo
      8.50%

Credit Cards